

This is a group where you ask your neighbors for things you need so you don’t have to buy things. But if making it cute and pretty will make it more likely for you to stick with then, by all means, make it fun for yourself the supplies aren’t too expensive.ĭon’t forget to ask around for supplies I love my local Facebook Buy Nothing group. Since this is a money savings challenge, I highly suggest using what you already have, as it’s free. I promise nothing bad will happen if you miss a day and need to extend your challenge it’s okay. So if you miss a day, don’t throw in the towel and quit just get back at it the next day. Go easy on yourself if you miss a day – No one is perfect, and this is a “challenge,” which means it’s hard.For example, you can fill out your tracker right after brushing your teeth before bed at night. For example, try habit stacking, where you stack a new habit you want to adopt right before or after a habit you already have. Make it part of your routine – Our bodies love habits (both good and bad), so make filling out your tracker a part of your daily habit.Keeping it up front and center is essential! Put it on your refrigerator or your bathroom mirror, somewhere where you’ll see it every day. Keep your tracker where you can easily see it – Don’t tuck it away in a binder or a pile of papers.If you’ve had trackers in the past but haven’t been successful, then I’ll share some tips that may help you. If you do like tracking, then be sure to grab your free 100 envelope challenge chart. (Some people are like this, and others not so much). I love a good printable tracker! I find that tracking my progress visually can keep me motivated.


Usually, you’ll fall somewhere in the middle.

Step One: Gather 100 money envelopes (here are some cheap ones).It’s pretty easy to set up your 100 day money challenge you just need a few things (you may already have the supplies in your house). How does the 100 envelope challenge work? You can use this extra cash to fill your emergency fund, get out of credit card debt, or help you with any financial goal you’re working towards. You track your progress with a savings tracker before you know it, you’re on your way to $5,050. It involves setting up an envelope system with numbers on each envelope corresponding to how much money you should save every day. The 100 day money challenge, also known as the 100 envelope challenge, is a fun way to help you save more money consistently.
